Credit score in the USA

Your credit score is the key to business in the USA

Raise your score and unlock financing for trucking, rentals, and real estate. We work honestly — no gray schemes, no empty promises.

We reply within 30 seconds · The consultation is free

Credit rating · FICO Score
Before
580
After
720+
Truck loan approved
Mortgage without rejection
Rate 2–3% lower
Commercial lease approved
Why it matters

Without good credit, it's hard to get started in the USA

Banks, landlords, and partners check your score before they listen to you. Here are three situations we hear about every day.

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Truck loan denied
You want to buy your own truck and work for yourself — but the bank says no. With a score below 640, trucking stays out of reach even with a stable income.
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Can't lease a commercial space
Landlords run a credit check before signing the lease. A low score means rejection — even if you have the money in your account.
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Overpaying thousands of dollars
The difference between a 580 and a 720 score is 2–3% APR. On a $150,000 loan that's $15,000–20,000 in extra interest over the life of the loan.
How we work

3 steps to a better credit score

We don't promise miracles. We work under federal law, dispute real errors in your report, and help you build the right credit history.

01

Free credit review

We review your report from all three bureaus — Equifax, Experian, TransUnion — and explain in plain language what's holding your score back and what can be fixed.

02

We dispute the errors

We file disputes with the bureaus. Under the FCRA, they must investigate every item within 30–45 days. We track the responses and report back to you.

03

You see the results

You get an updated credit report and see what changed. Apply for financing with confidence — we're with you at every step.

✅ We comply with CROA & FCRA
Business opportunities

Open the business you want

Pick a direction — we'll explain what credit score you need and what financing terms you can qualify for.

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Trucking

Buy your own truck and work for yourself

+

Want to buy your own truck and be your own boss? It's realistic. Many of our clients started as company drivers and later financed their own truck. A good credit score means access to fair rates and a lower down payment.

Loan amount
$50,000 — $150,000
Rate
from 7% APR
Term
3–7 years
Credit score needed: 640+
Learn more on WhatsApp →
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Rental property

Buy a home and rent it out

+

Want to buy a house or condo and rent it out? One property can bring in $1,500–3,000 a month. The bank looks at your credit score first — it determines your rate and your approval odds.

Loan amount
$100,000 — $500,000
Rate
from 6.5% APR
Term
15–30 years
Credit score needed: 660+
Learn more on WhatsApp →
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House flipping

Buy, renovate, and sell for profit

+

Flipping means buying a home below market, renovating it, and selling higher. Investors use short-term hard money loans — and even those lenders check your credit score. The higher it is, the better your terms.

Loan amount
$50,000 — $200,000
Rate
from 8% APR
Term
6–18 months
Credit score needed: 620+
Learn more on WhatsApp →
🧹

Cleaning business

A simple start with minimal investment

+

Cleaning is one of the most accessible businesses in the USA. A small loan for equipment, a vehicle, and LLC registration — and you're in business. A good credit score unlocks startup financing and working capital.

Loan amount
$10,000 — $50,000
Rate
from 8% APR
Term
1–5 years
Credit score needed: 600+
Learn more on WhatsApp →
🚗

Auto repair / Car sales

A repair shop or car resale business

+

Financing for opening an auto shop or buying cars for resale. A popular choice among our clients — steady demand and a clear business model. A credit score of 640+ opens up solid financing terms.

Loan amount
$30,000 — $100,000
Rate
from 7% APR
Term
3–7 years
Credit score needed: 640+
Learn more on WhatsApp →
About us

We are a real company with an office in San Diego

Ruslan Assylkhanov, founder of ANRUS
Ruslan Assylkhanov
Founder, ANRUS Credit Services
I help people build credit history in the USA from scratch — no gray schemes and no promises that can't be kept.
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Our office330 13th St, San Diego, CA 92101
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Working hoursMon–Fri, 9:00 AM — 7:00 PM (Los Angeles time)
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✅ Registered in the USA. We operate in full compliance with the federal CROA (Credit Repair Organizations Act) and FCRA (Fair Credit Reporting Act). No gray schemes. No payment before the work begins.
Get started

Start with a free credit review. We begin work at $500

We'll look at your credit report from all three bureaus and tell you honestly what can be done. Pay in stages — no upfront payment.